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#1127 Jun 09 2015 at 5:37 PM Rating: Default
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Gbaji wrote:
I'm talking about the bottom line(s) on your tax form you file, not some estimation of how much is taken out of your paycheck each month. Just checked last night. Rounded to the nearest thousand, I paid $39k in federal income tax, $10k in federal payroll taxes (social security and medicare, which is the max amount), and since I live in the lala state, $15k in state taxes. Oh. And I also live in a state with an 8% sales tax. Add in another $3k or so for property taxes too, while we're at it. Of course, we could also dig into things like gas/fuel taxes, vehicle registration fees, etc, but now we're just getting silly.
Given that I just started, I can't provide a "bottom line", so I guess that I must withdraw from your D measuring contest. In any case it's irrelevant if I'm still being taxed monthly, it's not like it changes the amount of taxes. Furthermore, I didn't include my house taxes/insurance which is over $600 a month.


Gbaji wrote:
My point is that there doesn't seem to be a limit point in most liberals minds where there's "enough" unbalanced taxation to satisfy them. They just add more and more spending, and then when it comes time to pay, well, of course those who are receiving the most benefits can't pay cause that's why they're receiving benefits, right? So it gets lumped into "the rich". But the problem is that while maybe "the rich" can afford to pay as much money as you want to levy on them, the middle class folks really can't. I don't drive around in a super expensive car. I don't live in a freaking mansion. I don't wear a different thousand dollar outfit every day. I don't go on vacation cruises around the world every month with all the extra cash I have lying about. I don't eat out at expensive restaurants. And while I do have a comfortable amount of cash in my bank account, the amount isn't growing that fast either.


If the GOP didn't jump on the "income inequality" boat, you would have a point. Since they did, they are even worse than the DEMs, because the GOP is trying to have it both ways. They talk about the "rich getting richer" as if it's a bad thing, but support measures that allow them to maintain their rate of wealth.

Gbaji wrote:

Why is that? Because I set aside a good sized chunk of my income into investments. I'm trying to do what people should be doing, and saving/investing for their future rather than consuming more for themselves today. I choose to live a more modest lifestyle that I could otherwise, because I want to be able to support myself when I retire. I don't want to be a burden on others. And for that, I'm called "greedy". WTF? How dare I want to set aside my own earnings to support my own future. Nosirree! I should blow my paycheck every week, live on the edge of bankruptcy, and if I lose my job or something happens, or I get sick or something, well I can just count on a big government safety net to save me. Cause that's what it's for, right? And it's even better when those other rich greedy people pay for it!
If you're making that much money, it's not either or. On top of my taxes, I've been religiously giving my tithes and offerings, while giving money to support my family and still country hop on vacations. The trade off? I'm often ridiculed for being parsimonious throughout the year. Before I bought my house, I put away at least 1.5k away a month in savings. I didn't pay as much taxes, but I didn't earn as much either. Bottom line is that this is your decision and there are other ways to obtain the same result.


Gbaji wrote:

That's the mentality that I find offensive. That I'm just not paying my "fair share" somehow. I ask you: What exactly is a "fair share"?
That is a legitimate concern and complaint. The problem is that simply determining how much to tax each person isn't independent. As a society, we have to agree on other financial decisions before we can fairly tax the rich.
#1128 Jun 09 2015 at 5:50 PM Rating: Decent
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Friar Bijou wrote:
gbaji wrote:
What's wrong with generational wealth? I'm not kidding. Tell me why it's a bad thing.
More and more wealth accumulating into few and fewer hands. This is bad for a democracy.


First off, it's not more and more wealth accumulating into few and fewer hands. It's more wealth accumulating into more hands. As I've pointed out repeatedly, the tax policies of the left most harm "wealth accumulation", not wealth already obtained. Once someone is sufficiently wealthy, these taxes generally don't hurt them. The policies of the Left are what result in more of the wealth accumulating into fewer hands because fewer new people can become wealthy, leaving only those in the "very rich" category to remain wealthy over time.

Secondly, why is an unequal distribution of wealth a bad thing? I think this is a solution in search of a problem. How are you harmed by someone else having more money than you?

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Turn that around, though. Let's say I die with a net worth of $100 million. Say the government takes, oh, 30% of that in inheritance tax. (Pulled that number out of thin air. I don't know what the inheritance tax is/used to be).

How exactly would my heir(s) be harmed by having "only" $70 million instead of $100 million?


They would be harmed to the tune of $30 million dollars. Was that supposed to be a trick question? That's kind of a lot of harm.
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#1129 Jun 09 2015 at 6:05 PM Rating: Good
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gbaji wrote:
They would be harmed to the tune of $30 million dollars. Was that supposed to be a trick question? That's kind of a lot of harm.
Only if you equate taxation with theft or slavery.....oh, wait.


They would be sitting on a smaller enormous pile of money. Where's the "harm"?
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#1130 Jun 09 2015 at 6:06 PM Rating: Good
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gbaji wrote:
Friar Bijou wrote:
gbaji wrote:
What's wrong with generational wealth? I'm not kidding. Tell me why it's a bad thing.
More and more wealth accumulating into few and fewer hands. This is bad for a democracy.


First off, it's not more and more wealth accumulating into few and fewer hands. It's more wealth accumulating into more hands. .
Cite, please.
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#1131 Jun 09 2015 at 8:24 PM Rating: Decent
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I'm talking about the bottom line(s) on your tax form you file, not some estimation of how much is taken out of your paycheck each month. Just checked last night. Rounded to the nearest thousand, I paid $39k in federal income tax

I like to refer to that as "a bad month".

Add in another $3k or so for property taxes too, while we're at it

Do you live in a bucket or something? That seems like an astonishing low amount of property taxes for that region.
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#1132 Jun 09 2015 at 9:05 PM Rating: Excellent
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Shit, I paid more than three grand in property taxes last year.

Alma doesn't pay enough in taxes to matter and Smash no doubt has too much money so his opinion doesn't count either. Only Gbaji gets to determine the sweet spot for when you get to have a valid opinion.

Edited, Jun 9th 2015 10:07pm by Jophiel
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#1133 Jun 09 2015 at 10:10 PM Rating: Excellent
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gbaji wrote:
Secondly, why is an unequal distribution of wealth a bad thing? I think this is a solution in search of a problem. How are you harmed by someone else having more money than you?.
I'll answer that by asking you a question: Why do you think the French Revolution occurred?
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#1134 Jun 09 2015 at 11:14 PM Rating: Excellent
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Secondly, why is an unequal distribution of wealth a bad thing? I think this is a solution in search of a problem. How are you harmed by someone else having more money than you?.


How are you harmed by someone having power over you?
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#1135 Jun 10 2015 at 3:55 AM Rating: Good
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Friar Bijou wrote:
gbaji wrote:
Secondly, why is an unequal distribution of wealth a bad thing? I think this is a solution in search of a problem. How are you harmed by someone else having more money than you?.
I'll answer that by asking you a question: Why do you think the French Revolution occurred?
Terrible example. The French riot over everything.
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#1136 Jun 10 2015 at 7:31 AM Rating: Good
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Jophiel wrote:
Shit, I paid more than three grand in property taxes last year.
Property taxes are much lower when you live in a desert.
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#1137 Jun 10 2015 at 12:48 PM Rating: Decent
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Only Gbaji gets to determine the sweet spot for when you get to have a valid opinion.

He not only can define the middle class, he IS the middle class.
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To make a long story short, I don't take any responsibility for anything I post here. It's not news, it's not truth, it's not serious. It's parody. It's satire. It's bitter. It's angsty. Your mother's a *****. You like to jack off dogs. That's right, you heard me. You like to grab that dog by the bone and rub it like a ski pole. Your dad? Gay. Your priest? Straight. **** off and let me post. It's not true, it's all in good fun. Now go away.

#1138 Jun 10 2015 at 3:47 PM Rating: Excellent
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All of it, sadly.
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#1139 Jun 10 2015 at 4:39 PM Rating: Decent
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Almalieque wrote:
"Not doing x" is not an alternative to "x" when "x" is the alternative of the status quo.


Um... You get that the word "alternative" works in both directions, right? If X is an alternative to the status quo, then the status quo is an alternative to X. What you just said makes zero sense.

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Voting laws.


What about them? Give me a specific piece of legislation and lets talk.

I'll also note that you are once again conflating federal and state level legislation. Part of my point was the Dem "top down" federal approach to legislating changes. So countering that with state efforts by the GOP does not in any way counter what I was saying.

Quote:
Those aren't my words, but the GOP. The Democrats (to include the President) have all been opened to make changes. The GOP has no interest in fixing it, that's why they cried foul when President Obama was making administrative changes via executive orders.


The Democrats have not at all been open to changes. The GOP asked to have just two amendments included in the bill, one involving religious exemptions and one simply stating that federal health care dollars can't be used to fund abortions, and they were shot down. I'm not sure what changes you think the Dems were willing to make (or are willing to make today), but I haven't seen even small changes accepted by them at all.

When one side's position is "take the whole thing as is with no changes allowed", you kinda can't blame the other side for having no choice but to oppose the whole thing. The Dems created the "all or nothing" scenario here, not the GOP.

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Some are and some aren't now. Present tense. The majority were in the past.


I'm not sure what you're trying to say here. So "the GOP" is unwilling to accept or propose anything less than a total repeal of Obamacare, but then you acknowledge that "some are and some aren't (willing to pursue small change less than total repeal). Which is it? Again, you can't both blame the GOP for not having yet formed behind a single proposal *and* insist that they are all together in doing just one thing. The reality is that there is disagreement among the GOP as to how to proceed. Which is perfectly natural and normal.

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The ACA rebounded when people started enrolling and providing success stories. When those success stories outnumbered and outweighed the negative stories, the media stopped covering it. Don't think for a second that the ACA wouldn't be in the news if the people in the exchanges were suffering.


The ACA has had a few upticks now and then, but it's consistently polled poorly, and still polls poorly today.

And yes, I fully believe that the media will happily downplay the problems with the ACA until forced to cover them. Right now, most state exchanges are failing. Badly. The federal exchange is doing "OK" (surprise!), because it's backed with medicare money. Of course, that's a land mine waiting to happen because of the poor way the funding was worded in the law (which may actually make the federal exchange illegal to fund with tax payer money, which would be a real irony).

The ACA has a ton of problems. That you aren't aware of them only reflects your own ignorance of the issue, not a real lack of problems.

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It does cover every situation and this is no different, which is my point. It polls low on people not actually enrolled in the exchanges. It polls high for people who are enrolled. I wonder if all of the GOP lies and fear mongering had anything to do with that?


It's not fear mongering when exactly that which you warn will happen actually does happen. Most people's premiums went up as a direct result of the ACA. Many people lost their health care plans and had to pick new ones. Many people found that their old plans were now completely unaffordable and had to select a much crappier coverage just to stay covered. But yes, a few people who didn't previously have health insurance were able to get it under the ACA, and for them, it was a good thing. The other 90% of the US? Not so much.
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#1140 Jun 10 2015 at 4:46 PM Rating: Default
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Friar Bijou wrote:
gbaji wrote:
They would be harmed to the tune of $30 million dollars. Was that supposed to be a trick question? That's kind of a lot of harm.
Only if you equate taxation with theft or slavery.....oh, wait.


If I take $20 from you, that harms you, right? If I take $30m from you, doesn't that harm you more?

No sane legal system bases the degree of "harm" based on the status of the person involved. Stealing a rich mans car is exactly as illegal as stealing a poor mans car. The idea that anyone would even contemplate that these things should be treated differently is scary. A dollar is a dollar is a dollar. It represents the same amount of purchasing ability regardless of how much the person has.


Quote:
They would be sitting on a smaller enormous pile of money. Where's the "harm"?


The harm is that they had $30m taken from them. You're pushing an incredibly problematic definition of "harm" here.
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#1141 Jun 10 2015 at 5:18 PM Rating: Default
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Jophiel wrote:
Alma doesn't pay enough in taxes to matter and Smash no doubt has too much money so his opinion doesn't count either. Only Gbaji gets to determine the sweet spot for when you get to have a valid opinion.

My salary is definitely temporary. As a contractor, my job is not steady. I got hired as an overpaid teleworker with not much work. I can tell that the contract was going south, so I picked up a second job. Unfortunately, my second is 25% less than my first. So, long story short, I'll be back to my previous salary sooner than later :(
#1142 Jun 10 2015 at 5:21 PM Rating: Excellent
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gbaji wrote:
No sane legal system bases the degree of "harm" based on the status of the person involved.
One of them Scandinavian countries over there across that large pond does. Fines are based on your income. So that the rich feel the same pain as the poor.
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#1143 Jun 10 2015 at 5:43 PM Rating: Excellent
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All of which takes us back to you claiming that taxes are harmful. What a surprise.
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#1144 Jun 10 2015 at 6:17 PM Rating: Decent
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Friar Bijou wrote:
gbaji wrote:
Friar Bijou wrote:
gbaji wrote:
What's wrong with generational wealth? I'm not kidding. Tell me why it's a bad thing.
More and more wealth accumulating into few and fewer hands. This is bad for a democracy.


First off, it's not more and more wealth accumulating into few and fewer hands. It's more wealth accumulating into more hands. .
Cite, please.


Uh.... It's hard to find, because the net is chock full of "OMG! wealth inequality!!!" pages, but here's one bit of info. It's also an interesting read in general. Here's one specific point:

Quote:
There are about 3.5 millionaire households like ours. Our numbers are growing much faster than the general population.


Note that this paper specifically focuses on "millionaires", and is looking at net worth (which is relevant cause that's what we're talking about taxing). Most sources you'll find (and many will quote) focus obsessively on what percentage of the wealth is held in the top X% of wealthy people. But that's a pretty circular way of looking at things. The fact that those in the top percentiles have a larger share of the total wealth does not mean that the percentage of "wealthy people" is shrinking. In fact, it's doing the opposite. This is why I say that there is more wealth in more hands.

Examine two scenarios involving two people (person A, and person B). In scenario 1, person A and person B both maintain the same wealth. Neither is wealthier than the other. By most people's measurements, this is "good". But in scenario 2, person As wealth doubles, while person Bs wealth increases by 10x. By the kinds of measurements you're using, this is "bad", because a much larger portion of the total wealth is being concentrated in person B's hands instead of being distributed equally. But person A is still better off in scenario 2 than in scenario 1, right?

This is how the statistics get manipulated. It's also why I constantly have to ask people why things like "gap between rich and poor" matter so much. We should be less concerned with how much more money that rich person has than the poor person than with how easy or hard it is for that poor person to become wealthy. And on that as well, we have some additional data. Yes, it's a wiki site. Deal with it.

Quote:
Most people only look at annual reported income data split into income quintiles. But those data are less useful because income group members change every year. A majority of households in the top income quintile in one year, for example, will have moved to a lower quintile within a decade. Three out of four households in the top 0.01% of income will no longer be in that small group ten years later. In summary, half of all of U.S. households move from one income quintile to a different income quintile every decade. And actual households who started a decade in the lowest quintile of income, when tracked over the next ten years, will have proportionally more income growth than actual households who started the decade in the highest quintile of income....

Top 20% income vs. Bottom 20% income households: (1) The average number of people with jobs in a top income quintile household is two, while a majority of bottom income quintile households have no one employed. (2) If there are two adult income earners in a household who are married, their incomes are combined on tax forms. This is very common among top quintile income households. The lowest quintile households, however, include a lot more single-person households, or two unmarried working adults living together, and sharing expenses, but reporting their incomes to the IRS as if they were two separate households. (3) 75% to 80% of the actual income for bottom quintile households is transfer payments (aka "welfare") that are not included in IRS income data. The top income quintile gets a very small percentage of their actual income from transfer payments.


The point of this is that the model of identifying "the 1%" as some kind of monolithic unchanging group is just flat out wrong. The people who make up that group changes constantly. It's not really "us versus them", it's "some of us here today, and some of us somewhere else tomorrow". Attacking "the rich" is basically attacking your own potential future self. The overwhelming majority of "rich people" didn't start out rich. So you're not attacking "the rich", you're really attacking the guy working at the grocery counter today who will be rich in 20-30 years. Of course, there's no easy way to know who those people are, despite all the rhetoric to the contrary. It could be someone sitting next to you in class. It could be the kid in the paper hat making your fries. It could be you.

But tax schemes that penalize wealth accumulation harm that upward mobility. And that's not a good thing at all.
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#1145 Jun 10 2015 at 6:20 PM Rating: Decent
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Uglysasquatch wrote:
gbaji wrote:
No sane legal system bases the degree of "harm" based on the status of the person involved.
One of them Scandinavian countries over there across that large pond does. Fines are based on your income. So that the rich feel the same pain as the poor.


Which kinda proves my point. Totally insane. The rich person's dollar buys the same amount as the poor persons.
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#1146 Jun 10 2015 at 6:28 PM Rating: Decent
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Friar Bijou wrote:
All of which takes us back to you claiming that taxes are harmful. What a surprise.


And? You've still not countered that claim. Are you seriously arguing that taking money from someone doesn't have a negative effect on that person directly relative to the amount of money you took? We're talking net assets here, right? So if I smash your car into pieces you have no right to sue me because I didn't actually cause you any harm? You're making a claim that flies in the face of all established legal practices.

If me destroying a $20k piece of your property is harm, then the government taking $20k in taxes is harm. I'm honestly baffled at how anyone could think otherwise. You may argue that the government does more "good" with that money, but that's a separate argument. The act of taking the money harms the person it was taken from. Period. End of story. Is there really anyone arguing otherwise?
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#1147 Jun 10 2015 at 6:32 PM Rating: Good
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gbaji wrote:
Uglysasquatch wrote:
gbaji wrote:
No sane legal system bases the degree of "harm" based on the status of the person involved.
One of them Scandinavian countries over there across that large pond does. Fines are based on your income. So that the rich feel the same pain as the poor.


Which kinda proves my point. Totally insane. The rich person's dollar buys the same amount as the poor persons.


And you are lying to yourself if you really believe that a person making minimum wage at a part time job losing 100 dollars, and Obama losing 100 dollars, is the same amount of harm. That a 100 dollar fine has the same weight, the same "harm" to those two different people.

You may say you believe that, but you really don't. You can't. It'd be impossible. As stupid as the **** you say sometimes is, I can't believe you really believe that. You may say it as part of your conservative shtick, but it's not true.

Buying power is only part of the value, and subsequent harm, of that money to a person.
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#1148 Jun 10 2015 at 6:57 PM Rating: Default
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Gbaji wrote:

Um... You get that the word "alternative" works in both directions, right? If X is an alternative to the status quo, then the status quo is an alternative to X. What you just said makes zero sense

Gbaji wrote:

I'm not sure what you're trying to say here. So "the GOP" is unwilling to accept or propose anything less than a total repeal of Obamacare, but then you acknowledge that "some are and some aren't (willing to pursue small change less than total repeal). Which is it? Again, you can't both blame the GOP for not having yet formed behind a single proposal *and* insist that they are all together in doing just one thing. The reality is that there is disagreement among the GOP as to how to proceed. Which is perfectly natural and normal.
Smiley: rolleyes Let the status quo be "chicken". When the intent of your alternative is "anything but chicken", let's say beef, then your alternative to beef, (which is meant to be the alternative to chicken), can't be chicken. That makes zero sense.


Gbaji wrote:

What about them? Give me a specific piece of legislation and lets talk.

I'll also note that you are once again conflating federal and state level legislation. Part of my point was the Dem "top down" federal approach to legislating changes. So countering that with state efforts by the GOP does not in any way counter what I was saying.
Nice try. If you want to talk about this, then go back to my posts that you ignored when we were discussing it. So you're admitting that the GOP rushes to make changes of laws as soon as they get power without talking across the aisle when they are state efforts as opposed to "top down" federal approaches?

Gbaji wrote:
The Democrats have not at all been open to changes. The GOP asked to have just two amendments included in the bill, one involving religious exemptions and one simply stating that federal health care dollars can't be used to fund abortions, and they were shot down. I'm not sure what changes you think the Dems were willing to make (or are willing to make today), but I haven't seen even small changes accepted by them at all.

When one side's position is "take the whole thing as is with no changes allowed", you kinda can't blame the other side for having no choice but to oppose the whole thing. The Dems created the "all or nothing" scenario here, not the GOP.


The GOP demanded that the mandates be pushed to the right, then complained when the President did it.

Gbaji wrote:

The ACA has had a few upticks now and then, but it's consistently polled poorly, and still polls poorly today.

And yes, I fully believe that the media will happily downplay the problems with the ACA until forced to cover them. Right now, most state exchanges are failing. Badly. The federal exchange is doing "OK" (surprise!), because it's backed with medicare money. Of course, that's a land mine waiting to happen because of the poor way the funding was worded in the law (which may actually make the federal exchange illegal to fund with tax payer money, which would be a real irony).

The ACA has a ton of problems. That you aren't aware of them only reflects your own ignorance of the issue, not a real lack of problems.
Even MSNBC admitted to the ACA failures, so I'm not sure what "media" you are talking about. Once again, the ACA polls high among people who are actually enrolled in the exchanges and low among the people who aren't enrolled. One outweighs the other. Additionally, the most recent poll supports subsidies.

Gbaji wrote:
It's not fear mongering when exactly that which you warn will happen actually does happen. Most people's premiums went up as a direct result of the ACA. Many people lost their health care plans and had to pick new ones. Many people found that their old plans were now completely unaffordable and had to select a much crappier coverage just to stay covered. But yes, a few people who didn't previously have health insurance were able to get it under the ACA, and for them, it was a good thing. The other 90% of the US? Not so much.
Beside the fact that none of the horrors came true, it's funny/ironic that the GOP use the very thing that the ACA combats (the status quo) as a negative thing for the ACA. Anyone at anytime for any reason can be dropped from a plan or have their premiums increased.
#1149 Jun 10 2015 at 8:28 PM Rating: Good
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gbaji wrote:
Friar Bijou wrote:
All of which takes us back to you claiming that taxes are harmful. What a surprise.


And? You've still not countered that claim. Are you seriously arguing that taking money from someone doesn't have a negative effect on that person directly relative to the amount of money you took? We're talking net assets here, right?
No...were talking taxes. Are you retarded?



gbaji wrote:
You may argue that the government does more "good" with that money, but that's a separate argument. The act of taking the money harms the person it was taken from. Period. End of story. Is there really anyone arguing otherwise?
Nope. Just you.
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#1150 Jun 10 2015 at 8:33 PM Rating: Good
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Let's put this another way.

There's a road with a toll. You don't have to take this road, but it's really convenient, so you choose to use it. It charges by weight. I drive a 1000 lb VW bug, so I pay $5. You drive an 50 ton double-trailer semi. You pay $15,000.

You choose to use the road, so you don't get to ***** about the cost.
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#1151 Jun 11 2015 at 4:12 AM Rating: Good
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gbaji wrote:
Uglysasquatch wrote:
gbaji wrote:
No sane legal system bases the degree of "harm" based on the status of the person involved.
One of them Scandinavian countries over there across that large pond does. Fines are based on your income. So that the rich feel the same pain as the poor.


Which kinda proves my point. Totally insane. The rich person's dollar buys the same amount as the poor persons.
Totally rational, not insane. If the point of the fine is to be punitive and a deterrent to future actions leading to fines then it needs to hold equal value to each individual. If I make $1000/month, a $100 fine is 10% of my income. If you make $10,000 a month, $100 is 1% of your income and you could wipe your *** with that $100 and not blink whereas I may not eat for part of this month.

I don't know why I bothered explaining that. You know what the scenario is and just choose to willful be ignorant of the reality and everyone else reading this was already aware of that.
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